Delta Lending Group

My wife and I just recently purchased our second house. When we first started looking we were looking for two separate homes. Shelly and the team were right there willing to help us both. Then we found out that we didn’t want a divorce and chose to work it out. We sold our home and we’re ready to buy. Without a problem shelly and alishia were right there. When kb homes offered financing delta lenders offered us a better deal. Then when it was time to close. Once again there were right there paperwork ready. Thank you for the help in getting into our new home. I would recommend the team from delta lending in a heartbeat thanks. …

Shelly and Alicia are a fantastic team. I have nothing but good things to say about my loan process. I was able to secure a great rate, minimize my costs, and close on time without any problems. I would highly recommend them to anyone looking for a professional, responsive, and effective lending group!
Details: I purchased a townhome in Hayward in November of 2015 with them and will be facilitating another refinance through them!

Although We didn’t actually go through with our refinance, the experience we had with Cynthia and Delta Financial was phenomenal. Cynthia was very responsive, friendly, and professional. Her and my wife chopped it up for over half an hour when we dropped by. l the first time. The E-​Mails we received were always detailed and well thought out.
I highly recommend them.

Shelly, Alicia, Tirrell and Courtney made buying our first property so easy. and quick! We were told that our process was easier than most because of how quickly we responded to emails, etc. but they were equally as responsive and there was never even a hint of annoyance with any question that we asked them. They listened to our needs and concerns and explained every step in the process. I found myself telling people «I don’t know what it means for everything to be in ‘funding’, etc. but I trust our people so it’s all good!» And that has to be the most comforting part of this whole adventure. We had no worries about whether or not we were in great hands and we trusted that they were honest and upfront about any and everything that could go wrong.
Hands down the best buying experience we could have asked for :)

Mark DiMecurio at Delta Lending Group is a class act. This guy knows customer service. My refinance went smooth and Mark went above and beyond to make sure I was happy with the outcome. I highly recommend Mark for all your mortgage needs, he’s knowledgeable, honest and trustworthy. I would definately use them again and have already referred my sister whose looking to refinance her home. Great Company!

After talking with several other lending companies, I chose Delta Lending Company. I have bought several homes and by far this was the smoothest and fastest close. Shelly and Alicia at Delta Lending always answered my calls. I would definitely recommend Shelly and Alicia. The are the best and most reliable team.

After having an unpleasant experience, to say the least, with Quicken Loans, it was hard for us to trust another mortgage company that we feel won’t lie to us and give us lip service just to get our business. and then we found the Delta Lending Group… they walked us through the process, they listened to all our concerns and answered all our questions no matter how many times we asked them. Great company.great people.

Delta Lending is a fantastic company and they deserve the very highest recommendation. I was completely blown away by the level of excellent service I received and how quickly our loan was completed. I have finally found a local company I can trust with all of my real estate financing needs. I even referred my parents to Delta Lending because of the excellent service I received from Mark DiMercurio.
Background:
We had a very long and unpleasant experience working directly with a loan officer at a large bank and Mark was able to get a loan approved when we were denied by the bank.
Pros:
Mark listens, treats you like a valued client, he will tell you if the financing is in your best interest or if you should wait until a later date. He is upfront, extremely knowledgeable and very responsive. He got us a lower rate than expected, which will save us thousands of dollars over the next several years. He anticipated every issue and walked us smoothly through the process. I was also extremely impressed with Delta Lending’s online document management system and its ease of use. Also, the scheduling and turnaround time on the appraisal was impressive.
Cons:
I did not encounter one problem during the entire refinance process and that is saying something about the integrity of this company.
If you are looking to obtain a home loan or refinance and you want to work with somebody honest and with integrity that will not waste your time or your money call Mark DiMercurio at Delta Lending. His dedication to his work is unrivaled. He knows how to get the job done right. I highly recommend Delta Lending, they will not only save you a lot of money, but also valuable time and energy. Overall it was a great experience; I will not hesitate to work with Mark and his team again in the future.

I am a local real estate agent who has worked with Cynthia Ulricksen and Delta Lending for 10+ years now. She’s helped me personally on several purchases and refinances as well as loans for many of my clients.
She (and everyone else at Delta Lending) does a fantastic job of getting loans done in a timely manner and always keeps me & my clients informed during the entire process. This provides buyers with great ‘peace of mind’ and makes the loan process as smooth & pleasant as possible.
I highly recommend Cynthia & Delta Lending for mortgage loans.

Where do we start? We worked with Cynthia, and Mark (while Cynthia was on vacation.) They exceeded our expectations in every way possible. We had a very challenging transaction, in this volatile market, where appraisals are coming in low. Cynthia and Mark are extremely efficient, very communicative, and go way beyond the «Extra Mile!» If it had not been for their expertise, we would not be in our dream «retirement» home right now. Cynthia and Mark are both very knowledgeable, very helpful, and VERY patient! Buying a home is a very emotional experience. They kept us informed each step of the way and helped to calm our nerves. during those stressful moments! Don’t hesitate in calling Delta Lending Group! We have the highest regard and sing the highest praises of their office, especially Cynthia and Mark!!!

I was working with a realtor at Brentwood’s Keller Williams to purchase our first home about a year ago and they had an in house Lender «Delta Lending Group.» Not knowing a lot about the real estate business Rachel and Shelly were always there for us when we needed them. I felt like there only client with all of the attention I’d get from them and the quick response and feedback. Rachel and Shelly make an awesome team!!! I’m so glad to have worked with them! If you’re looking for someone, USE THEM!!!

Look no further for your lending needs. I’m the customer no lender wants to get, a VA buyer looking to purchase a home 450−550K, zero down. Laughed at by some, ignored by others, and Delta was the 4^th lender I talked to.
Impressed and amazed is an extreme understatement. Shelly and Rachel are top-​notch, go-​getters that won’t take NO for an answer.
Result: Shelly got us pre-​approved w/​direct underwriting for 575k, zero down. Unbelievable! All three other lenders were adamant that 417K is all you can do with VA financing. Once we got an offer accepted, Shelly and Rachel took full charge of bringing everything to closure. Extremely proactive, creative when needed, always professional, and left us quite amazed and pleasantly surprised by the determination and efficiency to enable our dream.
I will waste no time when it come time to refinance my other home.
Super job ladies, thanks so much!

I first found Mark Di Mercurio because he was the only broker i could find to answer a question for me right away. I have done business with both traditional lenders and mortgage brokers and would reccomend him over any i have ever met. Our buying situation was multi layered, complicated and emotional and in this tough on buyers, current market, i truely believe that he is absolutely the reason we were able to close escrow on a home. we had all sorts of hiccups because of property condition or sellers being demanding and he always held our hand through it and thought in a creative way to find a solution for any issue that came up. Mark has extensive knowledge of the local area and market and long standing relationships with title companys, appraisers, realtors and inspectors which was an amazing benefit to us as clients. In the end, we had a great payment and financing that was just right for us, good luck to you!

Shelly helped us purchase our home a year ago. Shelly is knowledgeable, fast and provided us with excellent customer service. Currently Shelly and Rachel are helping me refinance a rental property I own. They are the best! I would highly recommend them to anyone looking to buy or refinance. Thank you ladies!!!

As a local Realtor in our area I would highly recommend this team for any purchase or refi. Always there to answer any questions and great at hand holding. They are my preferred lender. Rachel and Shelley make an excellent team. They know their stuff and if they don’t know the answer they will get it. USE THEM!!! You won’t regret it.

We used Cynthia here and let me be the first to say: She kicked ass.
We were new to the whole home buying thing and she helped us with everything related to the mortgage side of the transaction and then some. Being our first time, I had about 500 questions. Some were sent via e-​mail far too quickly and some were sent saying things like «I honestly have no clue what your email means, but I think it means forward progress». She never skipped a beat. I even had to go out of town for a day and she said, since I would be in training I’ll setup the meeting for you.
So helpful words cannot describe it.
Cynthia’s website is