Allstate Insurance: Joseph Heydt

I had these guys for insurance on a my BMW and an SUV for my business. It seemed as if my policy premium would increase every month or two. I have no tickets or at fault accidents so there is really no reason for this especially as my vehicles age. I was told basically thats just how it works. Also an illegal unlicensed Mexican hit my BMW. The owner of the vehicle in which the Mexican was driving had Infinity Auto Insurance. They refused to pay the claim citing an unauthorized driver behind the wheel. AllState told me I had to pay my $ 500 deductible in order to get my car fixed. I did this and was told AllState would do everything they could to recover my deductible from the responsible parties. Within a month after this I received a letter from AllState saying that they did everything possible in an attempt to recover my deductible. This was absolute crap. They had a good address for the owner and driver however made NO attempt to recover my deductible. Through the magistrate court I was able to do this own my own no thanks to them. After the price increases and these other headaches I decided to shop around a bit. I settled on the Linda Krisko Nationwide Agency on Hamilton Street in Allentown. After showing them my current AllState policy at the time they told me that my work SUV was not properly insured by AllState for my particular use! If something would have happened I supposed I would’ve been screwed. Krisko got me into an actual commercial policy for the SUV through National Indemnity and a Nationwide policy for my BMW. The yearly premium for both policies combined was almost $ 1600 cheaper! I couldn’t believe it and actually felt screwed over after the years in which I had my AllState policy through Heydt. Even after my switch from AllState I continued to receive bills and even collection notices! Even though the Heydt agent had been notified, apparently they never actually cancelled my policy! After a while they finally realized I didn’t owe them anything. Not sure if the price issue was with AllState or how Heydt wrote the policy. Either way I was not happy. Especially finding out my work vehicle wasn’t properly insured for its use. I’d go elsewhere.