Spencer Ennis Mortgage Broker

Can’t say enough good things about how helpful Spencer was. I got a great rate AND an awesome rate on a line of credit which I badly needed. This was the first time I used a mortgage broker — I always used my bank, but when I told them the plan Spencer found for me they admitted they couldn’t beat it (CIBC). Aside from the mortgage, Spencer checked what other deals he could get for me to consolidate loans. Full service and you can tell he LOVES getting people awesome deals — he is as excited about it as you are! Best is that you don’t pay for his service. He interviews you about your finances and plans then searches around and presents options he finds from lenders. You work together to pick the best overall plan then the lender who is the ‘winner’ pays Spencer for bringing you to them. A win-​win. I didn’t realize all of his services and thought you had to pay for a broker. Not true! I’m sure I lost money over the years going with a big bank now that I see how competitive those lenders were to fight for my business. Thanks Spencer!